Compare Plans

Not all coverage is the right coverage.

The healthcare coverage you need is probably very different than the coverage some of your co-workers need. Age, family status, medical conditions, hobbies, lifestyle and a myriad of other factors will help you determine if you need a lot or a very little amount of health coverage. That’s why HealthEZ provides multiple coverage options, so you’re never caught paying too much money, or worse, having too little coverage.


Summary of Medical Benefits

Copay Plan

Tier 1: Olmsted Medical Center

Tier 2: America's PPO/Aetna

Out-of-Network

Deductible

Individual

Individual under Family

Family

 

$750

$750

$2,250

 

$1,000

$1,000

$3,000

 

$1,000

$1,000

$3,000

Out-of-Pocket Maximum

Individual

Individual under Family

Family

 

$3,500

$3,500

$7,000

 

$4,500

$4,500

$9,000

 

$4,500

$4,500

$9,000

Preventative Services

No Charge

No Charge

No Charge

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

$30 Copay

$30 Copay

Not Available

 

$30 Copay, then 20% Coinsurance

$30 Copay, then 20% Coinsurance

20%*

 

40%*

40%*

40%*

Urgent Care Services

$30 Copay

$30 Copay, then 20% Coinsurance

40%*

Complex Imaging: MRI/CT/PET Scans

10%*

20%*

40%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

10%*

10%*

 

20%*

20%*

 

40%*

40%*

Outpatient Procedures

Facility Fee

Physician Fee

 

10%*

10%*

 

20%*

20%*

 

40%*

40%*

Emergency Room Services

Facility Fee

Physician Fee

Emergency Medical Transportation

 

$50 Copay, then 10% Coinsurance

10%*

10%*

 

$50 Copay After Deductible

20%*

20%*

 

40%*

40%*

40%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

Not Available

$30 Copay

 

20%*

$30 Copay, then 20% Coinsurance

 

40%*

40%*

NOTE: * Coinsurance after deductible

** Covered as in-network in true-emergency

 

 

 

 

 

 

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

 

 

 

HDHP w/HRA Plan

Tier 1: Olmsted Medical Center

Tier 2: America's PPO/Aetna

Out-of-Network

Deductible

Individual

Individual under Family

Family

 

$1,000

$1,000

$2,000

 

$2,000

$2,000

$4,000

 

$2,000

$2,000

$4,000

Out-of-Pocket Maximum

Individual

Individual under Family

Family

 

$4,500

$4,500

$9,000

 

$5,500

$5,500

$11,000

 

$5,500

$5,500

$11,000

Preventative Services

No Charge

No Charge

No Charge

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

10%*

10%*

Not Available

 

20%*

20%*

20%*

 

40%*

40%*

40%*

Urgent Care Services

10%*

20%*

40%*

Complex Imaging: MRI/CT/PET Scans

10%*

20%*

40%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

10%*

10%*

 

20%*

20%*

 

40%*

40%*

Outpatient Procedures

Facility Fee

Physician Fee

 

10%*

10%*

 

20%*

20%*

 

40%*

40%*

Emergency Room Services

Facility Fee

Physician Fee

Emergency Medical Transportation

 

10%*

10%*

10%*

 

20%*

20%*

20%*

 

40%*

40%*

40%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

Not Available

10%*

 

20%*

20%*

 

40%*

40%*

NOTE: * Coinsurance after deductible

** Covered as in-network in true-emergency

 

 

 

 

 

 

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

 

 

 

QHDHP w/HSA Plan

Tier 1: Olmsted Medical Center

Tier 2: America's PPO/Aetna

Out-of-Network

Deductible

Individual

Individual under Family

Family

 

$3,500

$3,500

$7,000

 

$3,500

$3,500

$7,000

 

$3,500

$3,500

$7,000

Out-of-Pocket Maximum

Individual

Individual under Family

Family

 

$5,000

$5,000

$10,000

 

$6,000

$6,000

$12,000

 

$6,000

$6,000

$12,000

Preventative Services

No Charge

No Charge

No Charge

Office Visits

Primary Office Visit

Specialist Office Visit

Chiropractic Visit

 

10%*

10%*

Not Available

 

20%*

20%*

20%*

 

40%*

40%*

40%*

Urgent Care Services

10%*

20%*

40%*

Complex Imaging: MRI/CT/PET Scans

10%*

20%*

40%*

Inpatient Hospital Care

Facility Fee

Physician Fee

 

10%*

10%*

 

20%*

20%*

 

40%*

40%*

Outpatient Procedures

Facility Fee

Physician Fee

 

10%*

10%*

 

20%*

20%*

 

40%*

40%*

Emergency Room Services

Facility Fee

Physician Fee

Emergency Medical Transportation

 

10%*

10%*

10%*

 

20%*

20%*

20%*

 

40%*

40%*

40%*

Mental Health/Chemical Dependency

Inpatient

Office Visit

 

Not Available

10%*

 

20%*

20%*

 

40%*

40%*

NOTE: * Coinsurance after deductible

** Covered as in-network in true-emergency

 

 

 

 

 

 

Please refer to your Summary Plan Description for actual coverage, limitation, and exclusion provisions.

 

 

 


If you prefer talking with a HealthEZ representative, call 888-284-7194